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Listen to a Business English Dialogue About Full replacement coverage Mariah: Hi Eva, have you heard about full replacement coverage in insurance? Eva: No, I haven’t. What does it mean? Mariah: Full replacement coverage is an insurance policy that pays…

Listen to a Business English Dialogue About Full coupon bond Orla: Hi Madison, have you heard about a “full coupon bond” in business and finance? Madison: No, what does it mean? Orla: A full coupon bond is a type of…

Listen to a Business English Dialogue About Frozen account Paisley: Hi Hannah, have you heard about frozen accounts in business and finance? Hannah: Yes, Paisley. A frozen account is when access to the funds in an account is restricted by…

Listen to a Business English Dialogue About Front end load Isla: Hey Layla, have you heard about front-end loads in mutual funds? Layla: Hi Isla, yes, I have. Front-end loads are fees charged when you initially invest in a mutual…

Listen to a Business English Dialogue About Free stock Penelope: Hi Gabriella, have you heard about “free stock” in the context of business and finance? Gabriella: Hi Penelope! Yes, free stock refers to shares of a company’s stock that are…

Listen to a Business English Dialogue About Fractional shares Ava: Hi Molly, have you heard about fractional shares? Molly: Yes, Ava. Fractional shares are partial shares of a company’s stock, allowing investors to buy or own a fraction of a…

Listen to a Business English Dialogue About Fourth market Hannah: Hi Audrey, have you heard about the fourth market in finance? Audrey: No, Hannah. What’s the fourth market? Hannah: The fourth market refers to direct trading between institutional investors, such…

Listen to a Business English Dialogue About Forward exchange transaction Naomi: Hey Lydia, have you ever heard of a forward exchange transaction in finance? Lydia: Hi Naomi! Yes, a forward exchange transaction is an agreement between two parties to exchange…

Listen to a Business English Dialogue About Flower bond Isla: Hi Abigail, have you heard about flower bonds? Abigail: No, I haven’t. What are they? Isla: They’re bonds issued by the government or companies to fund environmental projects like planting…

Listen to a Business English Dialogue About Floating rate Piper: Hi Lillian, have you heard of a “floating rate” in finance? Lillian: Yes, a floating rate is an interest rate that can change over time, typically based on an underlying…