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Listen to a Business English Dialogue about Principal sum Bradley: Hey Aubrey, have you heard about the concept of “principal sum” in finance? Aubrey: Yes, it refers to the original amount of money invested or borrowed, before any interest or…

Listen to a Business English Dialogue about Prime rate fund Charles: Hi Ava, have you ever heard of a “prime rate fund” in finance? Ava: No, what’s that? Charles: It’s a type of mutual fund that invests primarily in short-term,…

Listen to a Business English Dialogue about Price spread Patrick: Hey Eden, do you know what a price spread is in finance? Eden: Yeah, I think it’s the difference between the bid price and the ask price of a security.…

Listen to a Business English Dialogue about Price leadership Philip: Hi Madelyn, have you heard of price leadership in business? Madelyn: Hi Philip. Yes, it’s when one company sets the price for a product or service, and others follow suit.…

Listen to a Business English Dialogue about Pretax rate of return Jimmy: Hey Kinsley, do you know what the pretax rate of return means in finance? Kinsley: Yeah, I think it’s the rate of return on an investment before accounting…

Listen to a Business English Dialogue about Prepaid interest Albert: Hey Hannah, do you know what prepaid interest is? Hannah: Yes, I think it’s when you pay interest on a loan in advance. Albert: That’s correct. It’s often seen in…

Listen to a Business English Dialogue about Prenuptial contract Nicholas: Hey Charlotte, have you ever considered getting a prenuptial contract? Charlotte: Yeah, I have. It’s a legal agreement that couples make before marriage to determine how assets will be divided…

Listen to a Business English Dialogue about Premium over bond value Ethan: Hi Ariana, do you know what “premium over bond value” means in finance? Ariana: Yes, I think it’s when the price of a bond is higher than its…

Listen to a Business English Dialogue about Preference item Charles: Hi Orla, do you know what a “preference item” is in business and finance? Orla: Yes, I believe it’s a term used in tax law to refer to certain items…

Listen to a Business English Dialogue about Preemptive right Shawn: Hi Anna, have you ever heard of preemptive right in finance? Anna: Yes, Shawn. It’s a privilege that gives existing shareholders the opportunity to buy additional shares of stock before…