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Listen to a Business English Dialogue About Kondratieff wave Anna: Hey Eden, have you ever heard of the Kondratieff wave? Eden: Hi Anna! Yes, I have. It’s a theory about long-term economic cycles that suggests there are waves of prosperity…

Listen to a Business English Dialogue About Junior mortgage Piper: Hi Ariana, have you heard about junior mortgages in business and finance? Ariana: No, what are they? Piper: Junior mortgages, also known as second mortgages, are loans secured by the…

Listen to a Business English Dialogue About Jordan elliot goodman Skylar: Hi Abigail, have you heard about Jordan Elliot Goodman in business and finance? Abigail: No, I haven’t. Who is he? Skylar: Jordan Elliot Goodman is a financial journalist and…

Listen to a Business English Dialogue About Joint stock company Addison: Hi Melody, have you ever heard of a joint stock company? Melody: Hey Addison! Yes, I have. A joint stock company is a business entity where ownership is divided…

Listen to a Business English Dialogue About Joint bond Ashley: Hi, Stella! Have you heard about joint bonds? Stella: Hi, Ashley! Yes, I have. Joint bonds are issued by two or more entities, like governments or corporations, and they share…

Listen to a Business English Dialogue About Irrevocable living trust Addison: Hi Sophia, have you heard about irrevocable living trusts in estate planning? Sophia: Yes, I think it’s a legal arrangement where a person transfers assets into a trust for…

Listen to a Business English Dialogue About Investors service bureau Maya: Hi Danielle, have you heard of an Investors Service Bureau? Danielle: No, I haven’t. What is it? Maya: An Investors Service Bureau is an organization that provides information, assistance,…

Listen to a Business English Dialogue About Investment value of a convertible security Vanessa: Hi Ashley, have you ever considered the investment value of convertible securities? Ashley: Hi Vanessa! Yes, I have. Convertible securities offer the potential for both fixed…

Listen to a Business English Dialogue About Investment tax credit Hannah: Hi, Mary! Have you ever heard of an investment tax credit? Mary: Hi, Hannah! Yes, an investment tax credit is a tax incentive that allows businesses to reduce their…

Listen to a Business English Dialogue About Investment letter Gabrielle: Hi Sofia, have you ever received an “investment letter”? Sofia: No, I haven’t. What is it? Gabrielle: An investment letter is a document provided by financial advisors or investment firms…