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Listen to a Business English Dialogue About Negative income tax Hannah: Hi Sean, have you heard about “negative income tax” in business and finance? Sean: Yes, I have. Negative income tax is a system where low-income individuals receive money from…

Listen to a Business English Dialogue About Negative amortization Katherine: Hi Eric, do you know what negative amortization means in finance? Eric: Hey Katherine, yes, it’s when the principal balance of a loan increases rather than decreases because the borrower’s…

Listen to a Business English Dialogue About Near money cash equivalents Paisley: Hi Aaron, have you heard of near money cash equivalents in finance? Aaron: Yes, I have. Near money cash equivalents are assets that are highly liquid and can…

Listen to a Business English Dialogue About National quotation bureau Abigail: Hey Joe, have you heard about the National Quotation Bureau? Joe: Hi Abigail, yes, I have. It’s an organization that used to provide pricing information for over-the-counter securities. Abigail:…

Listen to a Business English Dialogue About National market exchanges Clara: Hey Benjamin, have you heard about national market exchanges? Benjamin: Hi Clara, yes, they’re platforms where stocks, bonds, and other financial instruments are traded on a national level. Clara:…

Listen to a Business English Dialogue About National foundation for consumer credit Scarlett: Hey Ronald, have you ever heard of the National Foundation for Consumer Credit? Ronald: Hi Scarlett, yes, I have. It’s a non-profit organization that provides financial education…

Listen to a Business English Dialogue About National bank Gabriella: Hey, George, do you know what a national bank is? George: Yes, Gabriella, a national bank is a financial institution chartered and regulated by the federal government. Gabriella: Right. What…

Listen to a Business English Dialogue About National association op securities dealers Quinn: Hey James, have you heard about the National Association of Securities Dealers? James: Yes, Quinn. It’s an organization that regulates the securities industry and oversees things like…

Listen to a Business English Dialogue About National association of securities dealers rules of fair practice Katherine: Hi Jordan, have you heard of the National Association of Securities Dealers Rules of Fair Practice? Jordan: No, I haven’t. What are they?…

Listen to a Business English Dialogue About Narrowing the spread Ashley: Bryan, have you heard about narrowing the spread in finance? Bryan: Yes, it’s when the difference between the bid and ask prices for a security decreases. Ashley: That’s right.…