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Listen to a Business English Dialogue about Vertical merger Scott: Hey Orla, have you heard about vertical mergers? Orla: Hi Scott, yes, vertical mergers happen when two companies that operate at different stages of the supply chain combine. Scott: That’s…

Listen to a Business English Dialogue about Vertical line charting Johnny: Hey Sophia, have you heard about vertical line charting in finance? Sophia: Yes, Johnny. It’s a method used to represent price movements over time by drawing vertical lines to…

Listen to a Business English Dialogue about Variable rate mortgage James: Arianna, have you ever considered getting a variable rate mortgage? Arianna: No, I haven’t. How does it differ from a fixed-rate mortgage? James: Well, with a variable rate mortgage,…

Listen to a Business English Dialogue about Variable rate certificate Daniel: Hi Ariana, have you ever heard about variable rate certificates? Ariana: Yes, they’re savings certificates where the interest rate can change over time based on fluctuations in a specified…

Listen to a Business English Dialogue about Variable life insurance Brian: Hi Nora, have you heard about variable life insurance in finance? Nora: No, I haven’t. What is it? Brian: Variable life insurance is a type of life insurance policy…

Listen to a Business English Dialogue about Value date Arthur: Hey Melody, do you know what a value date means in finance? Melody: Hi Arthur. Yes, the value date is the date on which a transaction becomes effective and the…

Listen to a Business English Dialogue about Value change Gregory: Hi Natalie, have you ever experienced a sudden change in the value of an investment? Natalie: Yes, Gregory. I once saw the value of a stock I owned drop significantly…

Listen to a Business English Dialogue about Utility revenue bond municipal bond Bruce: Hi Willow, have you heard of utility revenue bonds? Willow: Yes, they’re a type of municipal bond issued to fund projects related to utilities like water, electricity,…

Listen to a Business English Dialogue about Uses of funds Mark: Hi Riley, have you ever considered the uses of funds in business and finance? Riley: Yes, I have. The uses of funds refer to how a company allocates its…

Listen to a Business English Dialogue about Upside potential Jonathan: Hi Samantha, have you heard about the term “upside potential” in finance? Samantha: Yes, Jonathan. Upside potential refers to the potential for investment returns to exceed expectations or projections. Jonathan:…