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Listen to a Business English Dialogue About Disposable income Elizabeth: Hey Emma, do you know what disposable income means? Emma: Hi Elizabeth! Yes, disposable income is the money left over after paying taxes and necessary expenses like rent and groceries.…

Listen to a Business English Dialogue About Discounting the news Audrey: Hi Melody, have you heard about the concept of “discounting the news” in finance? Melody: Hello Audrey, yes, I have. It’s when investors incorporate expected future events into the…

Listen to a Business English Dialogue About Discount rate Allison: Hi Grace, do you know what a “discount rate” is in finance? Grace: Yes, a discount rate is the interest rate used to determine the present value of future cash…

Listen to a Business English Dialogue About Discount points Ella: Hi Scarlett, have you heard about discount points in business and finance? Scarlett: No, I haven’t. What are they? Ella: Discount points are fees that borrowers can pay upfront to…

Listen to a Business English Dialogue About Discount dividend reinvestment plan Sofia: Hi Mary! Have you ever heard of a discount dividend reinvestment plan? Mary: Hi Sofia! Yes, it’s a program offered by some companies that allows shareholders to use…

Listen to a Business English Dialogue About Discount bond Aubrey: Hi Willow, do you know what a discount bond is in business and finance? Willow: No, I’m not familiar with it. What is it? Aubrey: A discount bond is a…

Listen to a Business English Dialogue About Discharge of bankruptcy Mariah: Hi Clara! Do you know what happens after someone files for bankruptcy? Clara: Hey Mariah! Yes, when a person files for bankruptcy, their debts may be discharged, which means…

Listen to a Business English Dialogue About Direct investment Ella: Hi Isabella, have you ever considered direct investment? Isabella: Hi Ella, yes, I’ve thought about it. Direct investment involves purchasing assets like stocks or real estate directly, rather than through…

Listen to a Business English Dialogue About Digits method Violet: Hi Charlotte, have you heard of the digits method in business and finance? Charlotte: No, I haven’t. What is it? Violet: The digits method is a technique used in financial…

Listen to a Business English Dialogue About Diamond investment trust Scarlett: Hi Ruby, have you ever considered investing in a diamond investment trust? Ruby: No, I haven’t. What exactly is a diamond investment trust? Scarlett: A diamond investment trust is…