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Listen to a Business English Dialogue About Insider trading Eliana: Hi Paisley, have you heard about insider trading before? Paisley: Yes, I have. Insider trading is when someone buys or sells stocks based on information that is not available to…

Listen to a Business English Dialogue About Initial public offering Aria: Hi Clara! Have you heard about initial public offerings (IPOs)? Clara: Hi Aria! Yes, I have. IPOs are when a private company sells shares of its stock to the…

Listen to a Business English Dialogue About Inflexible expenses Harper: Hi Claire, have you heard of “inflexible expenses” in personal finance? Claire: Yes, inflexible expenses are expenses that you can’t easily change or eliminate, like rent, mortgage payments, or insurance…

Listen to a Business English Dialogue About Inflation indexed securities Audrey: Hi Kennedy, do you know what inflation-indexed securities are? Kennedy: Yes, I do. Inflation-indexed securities are bonds or other financial instruments whose principal and interest payments are adjusted for…

Listen to a Business English Dialogue About Inflation accounting Ella: Hey Riley, have you ever heard of inflation accounting? Riley: Hi Ella! Yes, inflation accounting is a method used to adjust financial statements to account for the effects of inflation…

Listen to a Business English Dialogue About Inefficiency in the market Peyton: Hey, Allison! Have you ever heard of market inefficiency? Allison: Hi, Peyton! Yes, it refers to situations where prices of assets don’t accurately reflect all available information. Peyton:…

Listen to a Business English Dialogue About Industrial revenue bond Ariana: Hi Audrey, have you heard about industrial revenue bonds? Audrey: Hi Ariana! Yes, they’re bonds issued by a local government to finance projects for private companies. Ariana: That’s right.…

Listen to a Business English Dialogue About Individual retirement plan Sofia: Hey Zoey, have you thought about starting an individual retirement plan? Zoey: Hi Sofia! Yes, I’ve been considering it. I’ve heard that individual retirement plans offer tax advantages and…

Listen to a Business English Dialogue About Index funds Clara: Hi Natalie, have you ever considered investing in index funds? Natalie: Hi Clara! Yes, I’ve heard about them. Index funds are a type of mutual fund or exchange-traded fund (ETF)…

Listen to a Business English Dialogue About Independent agent Avery: Hi Julia, do you know what an “independent agent” is in business and finance? Julia: Yes, I do. An independent agent is a person or entity that represents multiple insurance…