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Listen to a Business English Dialogue About Total disability Arianna: Hi Willow, have you heard about total disability in insurance? Willow: Hi Arianna! Yes, total disability refers to a condition where an individual is unable to perform any job duties…

Listen to a Business English Dialogue About Total cost Eliana: Hi Riley, do you know what total cost means in business and finance? Riley: Hi Eliana. Yes, total cost refers to the complete amount incurred by a company to produce…

Listen to a Business English Dialogue About Top down approach to investing Clara: Hi Paisley, have you heard about the top-down approach to investing? Paisley: Hi Clara! Yes, it’s a strategy where investors first analyze the broader economic and market…

Listen to a Business English Dialogue About Tokyo international financial futures exchange Morgan: Hi Emily, have you heard about the Tokyo International Financial Futures Exchange? Emily: No, I haven’t. What is it? Morgan: The Tokyo International Financial Futures Exchange, or…

Listen to a Business English Dialogue About Tokyo commodity exchange Peyton: Hannah, have you ever traded on the Tokyo Commodity Exchange? Hannah: No, Peyton, I haven’t. What’s it like? Peyton: Well, it’s one of the largest commodity futures exchanges in…

Listen to a Business English Dialogue About Time value Taylor: Hi Quinn, do you know what time value means in finance? Quinn: Yes, time value refers to the concept that the worth of money changes over time due to factors…

Listen to a Business English Dialogue About Time deposits Morgan: Hey Scarlett, do you know what time deposits are? Scarlett: Hi, Morgan! Yes, time deposits are savings accounts where you agree to keep your money for a fixed period, like…

Listen to a Business English Dialogue About Tight market Molly: Hi Elise, have you heard about a “tight market” in business and finance? Elise: No, what does it mean? Molly: A tight market refers to a situation where there is…

Listen to a Business English Dialogue About Three steps and a stumble rule Eva: Hey Skylar, have you ever heard of the three steps and a stumble rule? Skylar: Hi Eva! Yes, it’s a rule used in technical analysis of…

Listen to a Business English Dialogue About Thirty day wash rule Naomi: Hi Amelia, have you heard of the thirty day wash rule? Amelia: Hi Naomi, yes, it’s a regulation that prevents investors from claiming tax benefits if they repurchase…