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Listen to a Business English Dialogue About Unfunded pension plan Aria: Hi Elena, have you heard about unfunded pension plans? Elena: No, I haven’t. What are they? Aria: Unfunded pension plans are retirement plans where the employer promises to pay…

Listen to a Business English Dialogue About Unemployed or unemployment Katherine: Hi Chloe! Have you ever experienced being unemployed? Chloe: Hi Katherine! Yes, I was unemployed for a few months after graduating from college. Katherine: Oh, I see. How did…

Listen to a Business English Dialogue About Undivided profits Olivia: Hi Katherine, do you know what undivided profits are? Katherine: Hi Olivia, yes, undivided profits are retained earnings that have not been distributed to shareholders as dividends. Olivia: That’s correct.…

Listen to a Business English Dialogue About Underlying security Mia: Hi Hannah, have you heard about the term “underlying security” in finance? Hannah: Yes, Mia. The underlying security refers to the financial asset upon which a derivative contract is based,…

Listen to a Business English Dialogue About Uncollected funds Penelope: Hi Serenity, do you know what uncollected funds are in business? Serenity: I’m not sure, could you explain? Penelope: Uncollected funds are payments that haven’t been received yet, like checks…

Listen to a Business English Dialogue About Ultravires activities Victoria: Hi Ariel, have you ever heard of ultravires activities in business and finance? Ariel: No, what are they? Victoria: Ultravires activities are actions taken by a company that exceed its…

Listen to a Business English Dialogue About Twosided market Natalie: Hi Hailey, have you ever heard of a two-sided market? Hailey: No, I haven’t. What is it? Natalie: It’s a market where two distinct groups of users interact with each…

Listen to a Business English Dialogue About Two dollar broker floor broker Naomi: Hey Kennedy, have you heard about the concept of a “two dollar broker floor broker”? Kennedy: No, Naomi, I’m not familiar with that. What does it refer…

Listen to a Business English Dialogue About Trustee in bankruptcy Samantha: Hi Natalie, have you heard about a trustee in bankruptcy? Natalie: Yes, they’re responsible for overseeing bankruptcy cases and ensuring that the assets of the bankrupt party are fairly…

Listen to a Business English Dialogue About Trust indenture act Taylor: Hey Scarlett, have you heard about the Trust Indenture Act? Scarlett: Hi Taylor! Yes, it’s a federal law that regulates the issuance of corporate bonds and protects bondholders’ interests.…