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Listen to a Business English Dialogue About Physical commodity Ralph: Hey Anna, have you ever considered investing in physical commodities? Anna: No, Ralph, I haven’t. What exactly are physical commodities? Ralph: They’re tangible goods like gold, silver, oil, or agricultural…

Listen to a Business English Dialogue About Philadelphia stock exchange Louis: Hey Skylar, have you heard about the Philadelphia Stock Exchange in business and finance? Skylar: No, I haven’t. What’s it all about? Louis: The Philadelphia Stock Exchange, also known…

Listen to a Business English Dialogue About Personal property Kevin: Hey Taylor, have you ever thought about the importance of personal property in our financial lives? Taylor: Hi Kevin, yes, personal property plays a significant role in our financial well-being.…

Listen to a Business English Dialogue About Perpetual warrant Bradley: Hi Grace, have you heard about perpetual warrants? Grace: Hi Bradley! Yes, perpetual warrants are financial instruments that give the holder the right to buy a company’s stock at a…

Listen to a Business English Dialogue About Period of digestion Andrew: Hey Penelope, have you heard about the period of digestion in business and finance? Penelope: Hi Andrew, yes, I have. The period of digestion refers to the time it…

Listen to a Business English Dialogue About Performance fee Scott: Hey Arianna, do you know what a performance fee is in finance? Arianna: Yes, it’s a fee charged by investment managers based on the performance of their investment portfolio. Scott:…

Listen to a Business English Dialogue About Percent declining balance method Roy: Hey Clara, have you heard about the percent declining balance method used in accounting? Clara: Hi Roy! Yes, it’s a method of depreciation where an asset’s value decreases…

Listen to a Business English Dialogue About Pension benefit guaranty corporation Russell: Hey Aria, have you ever heard of the Pension Benefit Guaranty Corporation? Aria: Yeah, I think it’s a government agency that insures pension benefits for workers in case…

Listen to a Business English Dialogue About Penalty clause Christopher: Aurora, do you know what a penalty clause is? Aurora: No, what is it? Christopher: A penalty clause is a provision in a contract that outlines the consequences or penalties…

Listen to a Business English Dialogue About Passive income generator Steven: Hi Vanessa, have you ever thought about creating a passive income generator? Vanessa: No, Steven, I haven’t. What exactly is a passive income generator? Steven: It’s a source of…