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Listen to a Business English Dialogue About Stochastics index Timothy: Hey Sofia, have you heard of the “stochastics index” in business and finance? Sofia: No, I haven’t. What is it? Timothy: The stochastics index is a technical indicator used in…

Listen to a Business English Dialogue About Step down note Robert: Leah, have you ever heard of a step-down note? Leah: No, what’s that? Robert: It’s a type of bond that has a decreasing interest rate over time, usually with…

Listen to a Business English Dialogue About Statement of condition Randy: Hi Arianna, have you ever heard of a statement of condition in business and finance? Arianna: Hey Randy! Yes, a statement of condition is a financial document that provides…

Listen to a Business English Dialogue About Standstill agreement Kyle: Hey Avery, have you ever heard of a standstill agreement? Avery: No, what’s that? Kyle: It’s an agreement between a company and a potential acquirer that limits the acquirer’s ability…

Listen to a Business English Dialogue About Standby commitment Jordan: Hey Aria, have you heard about standby commitments in finance? Aria: No, I haven’t. What are they? Jordan: Standby commitments are agreements where a financial institution agrees to purchase securities…

Listen to a Business English Dialogue About Standard deduction Eugene: Hi Aria, do you know what the standard deduction is in terms of taxes? Aria: Hi Eugene, yes, the standard deduction is a fixed amount that reduces the taxable income…

Listen to a Business English Dialogue About Standard cost Gerald: Hey Lillian, do you know what a standard cost is in business? Lillian: Hi Gerald! Yes, a standard cost is the predetermined cost that a company expects to incur for…

Listen to a Business English Dialogue About Stand by commitment Austin: Hi Lydia, have you heard about a “stand by commitment” in business and finance? Lydia: Yes, I have. A stand by commitment is when a bank agrees to provide…

Listen to a Business English Dialogue About Sprinkling trust Bruce: Hi Charlotte, have you heard about sprinkling trust in business and finance? Charlotte: Yes, I think it’s a type of trust arrangement where income is distributed among beneficiaries at the…

Listen to a Business English Dialogue About Spousal remainder trust Russell: Hey Mia, have you ever heard of a spousal remainder trust in business and finance? Mia: Yes, I think it’s a type of trust where one spouse transfers assets…