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Listen to a Business English Dialogue About Universe of securities Nathaniel: Hi Samantha, have you ever heard of the term “universe of securities” in finance? Samantha: Hi Nathaniel, yes, I have. It refers to the entire range of securities available…

Listen to a Business English Dialogue About Unit of trading Carl: Elizabeth, do you know what a unit of trading is? Elizabeth: No, I’m not familiar with that term. What does it mean? Carl: A unit of trading refers to…

Listen to a Business English Dialogue About Unit investment trusts Christopher: Hi Mary, have you ever heard about unit investment trusts? Mary: Yes, I have. Unit investment trusts are investment vehicles that pool together funds from multiple investors to invest…

Listen to a Business English Dialogue About Uniform transfer to minors act Kenneth: Layla, have you heard about the Uniform Transfer to Minors Act (UTMA) in finance? Layla: No, what is it? Kenneth: It’s a law that allows adults to…

Listen to a Business English Dialogue About Unemployment rate Brandon: Lola, have you been keeping an eye on the unemployment rate lately? Lola: Yes, it seems like it’s been fluctuating quite a bit recently. Brandon: That’s right. The unemployment rate…

Listen to a Business English Dialogue About Undigested securities Alexander: Katherine, have you ever heard of undigested securities in finance? Katherine: No, what are they? Alexander: Undigested securities are financial instruments that have not yet been absorbed or fully understood…

Listen to a Business English Dialogue About Underwriting group Stephen: Violet, do you know what an underwriting group is? Violet: No, what is it? Stephen: An underwriting group is a group of investment banks or financial institutions responsible for assessing…

Listen to a Business English Dialogue About Underlying debt municipal bond Billy: Hey Chloe, have you heard about underlying debt in municipal bonds? Chloe: Yes, Billy. Underlying debt refers to the debt obligations for which a municipal bond is issued…

Listen to a Business English Dialogue About Unamortized premiums on investments Joe: Hi Zoey, have you heard about unamortized premiums on investments? Zoey: Hi Joe! Yes, unamortized premiums refer to the portion of a premium paid for an investment that…

Listen to a Business English Dialogue About Unamortized bond dis count Eugene: Hi Aubrey, have you ever come across the term “unamortized bond discount” in finance? Aubrey: Yes, I have. Unamortized bond discount refers to the portion of a bond’s…