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Listen to a Business English Dialogue About Asset backed securities Aria: Hi Christopher, have you heard about asset-backed securities in finance? Christopher: Yes, I have. Asset-backed securities are financial instruments that are backed by a pool of underlying assets, such…

Listen to a Business English Dialogue About Articles of incorporation Emily: Hi Albert, have you ever dealt with articles of incorporation for a business? Albert: Yes, I have. They’re legal documents that establish the formation of a corporation and outline…

Listen to a Business English Dialogue About Approved list Savannah: Hey Tyler, have you heard about the concept of an “approved list” in business and finance? Tyler: Yes, Savannah. An approved list typically refers to a list of vendors, suppliers,…

Listen to a Business English Dialogue About Anticipated holding period Zoey: Hi Benjamin, do you know what an “anticipated holding period” means in finance? Benjamin: Yes, Zoey. It’s the length of time an investor expects to hold onto an investment…

Listen to a Business English Dialogue About Annuity starting date Ariel: Hi Gabriel, do you know what the annuity starting date is in finance? Gabriel: Yes, the annuity starting date is the date when an annuity contract begins making payments…

Listen to a Business English Dialogue About Annual exclusion Aubrey: Hey Jonathan, do you know what the annual exclusion is when it comes to taxes? Jonathan: Yes, Aubrey. The annual exclusion is the amount of money that an individual can…

Listen to a Business English Dialogue About And universal life insurance Charlotte: Hi James, have you ever heard of universal life insurance in business and finance? James: Hello Charlotte, yes, universal life insurance is a type of permanent life insurance…

Listen to a Business English Dialogue About And settlement Isabella: Hi David, do you know about trade and settlement in finance? David: Hi Isabella, yes, trade and settlement refer to the process of completing a financial transaction, including the exchange…

Listen to a Business English Dialogue About And interest Ella: Hi Benjamin, do you understand what “compound interest” means in business and finance? Benjamin: Yes, Ella. Compound interest is when the interest on a loan or investment is calculated on…

Listen to a Business English Dialogue About And futures contracts Paisley: Hi Gabriel, do you know about futures contracts? Gabriel: Hey Paisley, yes, futures contracts are agreements to buy or sell assets at a predetermined price on a specified date…