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Listen to a Business English Dialogue About Phantom stock plan Lucy: Hey Bobby, have you ever heard of something called a phantom stock plan? Bobby: No, Lucy, I haven’t. What is it? Lucy: A phantom stock plan is a form…

Listen to a Business English Dialogue About Personal inflation rate Zoey: Hi Louis, have you ever calculated your personal inflation rate? Louis: Hello Zoey, yes, I have. It’s a measure of how prices have changed for the goods and services…

Listen to a Business English Dialogue About Personal article floater Scarlett: Hi Shawn, have you heard about personal article floaters in insurance? I’ve come across the term, but I’m not exactly sure what it means. Shawn: Hey Scarlett, a personal…

Listen to a Business English Dialogue About Perpetual inventory Eleanor: Hi Jonathan, have you heard about perpetual inventory? Jonathan: Hi Eleanor, yes I have. It’s a method of managing inventory where stock levels are continuously updated in real-time. Eleanor: That’s…

Listen to a Business English Dialogue About Permanent financing Molly: Short-term financing is for immediate needs, like covering operational expenses or inventory, while permanent financing is more about funding long-term assets. Matthew: Makes sense. Permanent financing usually involves lower interest…

Listen to a Business English Dialogue About Periodic payment plan Clara: Hi Douglas, have you ever heard of a periodic payment plan in finance? Douglas: Yes, Clara. It’s a method where you make regular payments towards an investment, like a…

Listen to a Business English Dialogue About Performance bond Eden: Hi Ryan, have you heard of a “performance bond” in business and finance? Ryan: Yes, I have. A performance bond is a type of surety bond issued by a third…

Listen to a Business English Dialogue About Perfect hedge Layla: Hi Brandon, have you heard of a “perfect hedge” in business and finance? Brandon: Yes, I have. A perfect hedge is a strategy that completely eliminates the risk of loss…

Listen to a Business English Dialogue About Percentage order Hailey: Hey Jesse, have you ever placed a percentage order in the stock market? Jesse: No, Hailey, I haven’t. What’s a percentage order? Hailey: A percentage order is a type of…

Listen to a Business English Dialogue About Penultimate profit prospect Emery: Hi Louis, have you heard about the concept of penultimate profit prospect in business? Louis: Hey Emery, yes, it refers to the second-best opportunity for profit in a given…