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Listen to a Business English Dialogue about Capital formation Brian: Hi Danielle, have you ever heard of capital formation in business? Danielle: Yes, it’s the process of gathering funds from various sources to invest in new projects or expand existing…
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Advanced English Dialogue for Business – Capital expenditure
Listen to a Business English Dialogue about Capital expenditure Gabriel: Hi Piper, do you know what “capital expenditure” means in finance? Piper: Yes, I think it’s when a company spends money to acquire or upgrade physical assets like property, equipment,…
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Advanced English Dialogue for Business – Call loan
Listen to a Business English Dialogue about Call loan James: Hi Savannah, have you ever heard of a call loan? Savannah: Yes, it’s a type of short-term loan that can be recalled by the lender at any time, usually with…
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Advanced English Dialogue for Business – Call date
Listen to a Business English Dialogue about Call date John: Hey Ruby, have you heard about the concept of a call date in finance? Ruby: Hi John! Yes, a call date is the date on which a bond issuer can…
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Advanced English Dialogue for Business – Cafeteria employee benefit plan
Listen to a Business English Dialogue about Cafeteria employee benefit plan Stephen: Hi Clara, have you heard about cafeteria employee benefit plans? Clara: Yes, Stephen. Cafeteria plans allow employees to choose from a menu of benefits, such as health insurance,…
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Advanced English Dialogue for Business – Bypass trust
Listen to a Business English Dialogue about Bypass trust Gary: Scarlett, have you ever heard of a bypass trust? Scarlett: No, I haven’t. What is it? Gary: A bypass trust is a legal arrangement where assets are passed to a…
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Advanced English Dialogue for Business – Buying power
Listen to a Business English Dialogue about Buying power Clarence: Hi Nova, have you heard of the term “buying power” in finance? Nova: Hi Clarence! Yes, I have. It refers to the amount of money an investor has available to…
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Advanced English Dialogue for Business – Buy the book
Listen to a Business English Dialogue about Buy the book Paul: Hi Julia, have you ever heard the phrase “buy the book” in business? Julia: No, Paul. What does “buy the book” mean? Paul: “Buy the book” means following rules…
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Advanced English Dialogue for Business – Buy hedge
Listen to a Business English Dialogue about Buy hedge Alexander: Hey Vanessa, have you heard about buy hedge in finance? Vanessa: Hi Alexander! Yes, a buy hedge is a strategy used to protect against the risk of rising prices by…
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Advanced English Dialogue for Business – Buy down
Listen to a Business English Dialogue about Buy down Daniel: Hi Maya, have you heard about “buy down” in finance? Maya: Yes, I have. It’s a strategy where the borrower pays an upfront fee to lower their monthly mortgage payments…
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